These Terms of Service ("Terms") govern your use of Search and any related pages operated by us. By accessing or using the site, you agree to be bound by these Terms. If you do not agree, please do not use Search. We may update these Terms from time to time; continued use after changes constitutes acceptance of the revised Terms. Material changes will be highlighted with a brief notice on the homepage.
What Search is — and is not
Search is an information and web-search service focused on insurance topics. We are not a licensed insurance agency, broker, producer, or carrier. We do not sell, bind, renew, cancel, or service insurance policies. Articles, glossary entries, editorial paragraphs, and AI-generated overviews on this site are for general information only and are not legal, tax, financial, or insurance advice for your particular situation. Always confirm policy details with a licensed professional or directly with your carrier before making a purchase or claims decision.
Acceptable use
You agree to use Search only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the site. You will not attempt to scrape, mirror, or republish substantial portions of our content without permission, attempt to reverse engineer or interfere with the operation of the site, submit malicious code, or impersonate another person. You will not use Search to harass others or to violate applicable advertising, consumer-protection, or insurance regulations.
Third-party content and links
Search results link to third-party websites that we do not control. Inclusion of a result is not an endorsement, and we cannot guarantee the accuracy, safety, or legality of third-party content. Advertisements served by Google AdSense and contextual ads in our search results are also third-party content; clicking an ad creates a relationship between you and the advertiser, not between you and Search. Always read the privacy policies of sites you visit through our results.
Intellectual property
The Search name, logo, and original editorial content (the long-form paragraphs written for each page) are protected by copyright and trademark law. You may quote short excerpts with attribution and a link back to the source page. For broader licensing, please contact us. Google search results and advertisements remain the property of their respective owners.
Disclaimers and liability
Search is provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. To the maximum extent permitted by law, Search and its operators will not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the site, even if advised of the possibility of such damages. Some jurisdictions do not allow these exclusions, in which case our liability will be limited to the smallest extent permitted by law.
Governing law
These Terms are governed by the laws of the operator's home jurisdiction, without regard to conflict-of-law principles. Any dispute arising under these Terms will be resolved in the courts of that jurisdiction, except where applicable consumer- protection law gives you the right to bring a claim in your local courts.